Insurtech Built for Agent Distribution

Instant Issue Term Life Insurance from GTL

Currently Available on GTL’s Agent Portal

Guarantee Trust Life Insurance Company (GTL) has developed Turbo Term – an innovative instant issue term life insurance product to give your client’s family the financial stability they need with the simplicity and speed you want.

With GTL’s state-of-the-art underwriting platform powered by artificial intelligence, your clients won’t have to worry about a long application process or uncomfortable medical exams. Simply answer a few health questions and receive the affordable coverage they need in minutes!

Run a Quick Quote

Level Term Lengths*
10, 15, 20, 25 & 30 year term
Flexible Coverage Amounts
$100,000 to $1,000,000
Age Availability
20-70 with coverage available to children

* Premium subject to increase after Level Term.

Rev Up Your Sales

No Medical Exams
Just answer 8 simple health questions.

Affordable Rates
Peace of mind protection for as little as $7.78 a month.**

Instant Coverage
Most applicants are approved and covered within minutes.

Flexible Benefits
Coverage options ranging from $100,000 to $1,000,000.

Visit GTL's Agent Portal

How to Submit a Turbo Term Application

** Premium for a 20 year old female at $100,000 with no optional riders.

Customizable Coverage

GTL’s Turbo Term Life Insurance offers a great set of riders to match your clients’ needs.

Accidental Death Rider

Double your client’s death benefit with accidental death coverage, up to a maximum of $250,000.

Waiver of Premium Rider

Waives premium if client is totally disabled for at least 6 months. If totally disabled before age 60, waiver claim can extend indefinitely. If totally disabled after age 60, premium will be waived to age 65.

Child Rider

Add life insurance coverage up to $10,000 for all biological and adopted children. Children must be between ages of 15 days and 18 years at the time of application.

Accelerated Benefits for Terminal Illnesses

Turbo Term offers the flexibility to use benefits when your clients need it the most. Your clients can accelerate up to 90% of their death benefit if they are diagnosed with a terminal illness and have less than 12 months to live.***

*** One-time charge for acceleration of $250. Policy premium reduces to rates based on remaining face amount after acceleration.

Experience You Can Trust

Since 1936, Guarantee Trust Life Insurance Company has a history of ground-breaking insurance products designed to provide policyholders access to cutting-edge medical advancements and care. From claims paid quickly to customer service calls answered by our friendly staff in Glenview, Illinois, we make it easy for you when you need us most.

GTL’s financial strength is reflected by an A- (Excellent) rating by A.M. Best, a global credit rating organization.****

Learn More About GTL

Turbo Term vs The Competition

Here’s why GTL’s Turbo Term reaches the checkered flag well before the competition.

Current State Availability

GTL’s Turbo Term is currently available in the following highlighted states.

Download GTL’s Agent e-App

Write more business and get paid faster with GTL’s e-App! Available for download on Apple, Android, Windows 10 and browsers!

Quote and Submit Business

Quickly and easily run quotes and submit applications.

Order and Download Supplies

Order supplies and access marketing materials in a few clicks.

Straight-Through Processing

Access approved policies in a matter of minutes after submission.

Access Training Materials

Watch and register for GTL's Agent product training webinars.

Download for Apple Devices

Download for Android Devices

Download for Windows 10 Devices

Start selling Turbo Term Life Insurance today!

Visit GTL's Agent Portal

FOR AGENT USE ONLY – Cannot be distributed to the public or used in any consumer solicitation.

Turbo Term, Individual Level Term Life Insurance, is issued on Policy Form Series ICC21-21TL, and Rider Form Series ICC21-R21ADD, ICC21-R21ADB, ICC21-R1CHILD, and ICC21-21WP by Guarantee Trust Life Insurance Company (GTL), Glenview, IL. This product’s availability, features, riders and terms under which coverage may be continued in-force or discontinued vary by state. Certain exclusions and limitations apply. For cost and complete details of coverage, please contact us.

**** A.M. Best rating for Guarantee Trust Life Insurance Company (GTL), 2021. GTL has a financial strength rating of A- (Excellent, 4th out of 15 rating scale, from “A++” to “F”). A.M. Best’s rating is assigned after a comprehensive quantitative and qualitative evaluation of a company’s balance sheet strength, operating performance and business profile.

GAD18.4-22