If you have any questions, please email us at yesplease@yourlifesales.com.

Looking to run a quick Turbo Term quote? Use our simple calculator below to get a monthly premium estimate for your clients.

Please note: this calculator serves as a premium estimate tool. Final premium will be determined during the application and underwriting process and based upon information provided.

To access Turbo Term’s height/weight build chart, underwriting class details, medical guidelines and all other Turbo Term underwriting information, please click here to view the Underwriting Guide.

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Insurtech Built for Agent Distribution

Instant Issue Term Life Insurance from GTL

Currently Available on GTL’s Agent Portal

Guarantee Trust Life Insurance Company (GTL) has developed Turbo Term – an innovative instant issue term life insurance product to give your client’s family the financial stability they need with the simplicity and speed you want.

With GTL’s state-of-the-art underwriting platform powered by artificial intelligence, your clients won’t have to worry about a long application process or uncomfortable medical exams. Simply answer a few health questions and receive the affordable coverage they need in minutes!

Run a Quick Quote
  • Level Term Lengths*
    10, 15, 20, 25 & 30 year term
  • Flexible Coverage Amounts
    $100,000 to $1,000,000
  • Age Availability
    20-70 with coverage available to children

* Premium subject to increase after Level Term.

Rev Up Your Sales

No Medical Exams
Just answer 8 simple health questions.

Affordable Rates
Peace of mind protection for as little as $7.69 a month.**

Instant Coverage
Most applicants are approved and covered within minutes.

Flexible Benefits
Coverage options ranging from $100,000 to $1,000,000.

Visit GTL's Agent Portal
How to Submit a Turbo Term Application

** Premium for a 20 year old female at $100,000 with no optional riders.

If you have any questions, please email us at yesplease@yourlifesales.com.

Customizable Coverage

GTL’s Turbo Term Life Insurance offers a great set of riders to match your clients’ needs.

Accidental Death Rider

Double your client’s death benefit with accidental death coverage, up to a maximum of $250,000.

Waiver of Premium Rider

Waives  premium if client is totally disabled for at least 6 months. If totally disabled before age 60, waiver claim can extend indefinitely. If totally disabled after age 60, premium will be waived to age 65.

Child Rider

Add life insurance coverage up to $10,000 for all biological and adopted children. Children must be between ages of 15 days and 18 years at the time of application.

Accelerated Benefits for Terminal Illnesses

Turbo Term offers the flexibility to use benefits when your clients need it the most. Your clients can accelerate up to 90% of their death benefit if they are diagnosed with a terminal illness and have less than 12 months to live.***

*** One-time charge for acceleration of $250. Policy premium reduces to rates based on remaining face amount after acceleration.

If you have any questions, please email us at yesplease@yourlifesales.com.

Experience You Can Trust

Since 1936, Guarantee Trust Life Insurance Company has a history of ground-breaking insurance products designed to provide policyholders access to cutting-edge medical advancements and care. From claims paid quickly to customer service calls answered by our friendly staff in Glenview, Illinois, we make it easy for you when you need us most.

GTL’s financial strength is reflected by an A- (Excellent) rating by A.M. Best, a global credit rating organization.****

Learn More About GTL

Turbo Term vs The Competition

Here’s why GTL’s Turbo Term reaches the checkered flag well before the competition.

If you have any questions, please email us at yesplease@yourlifesales.com.

Current State Availability

GTL’s Turbo Term is currently available in the following highlighted states.

Start selling Turbo Term Life Insurance today!

Visit GTL's Agent Portal